Mortgage rates can change from the day you apply for a loan to the day you close the transaction. If interest rates rise sharply during the application process it can increase the borrower’s mortgage payment unexpectedly. Therefore, a lender can allow the borrower to "lock-in" the loan’s interest rate guaranteeing that rate for a specified time period, often 30-60 days, sometimes for a fee.
Gus Wakat and Home Equity Mortgage have been in the mortgage business for over 20 years. With a MBA in Finance from the University of Denver, call today to get a free mortgage analysis. NMLS# 1042709
2895 South Cook Street
Denver, CO 80210
Phone: (303) 733-4949
2672 Kinnikinnick Ct B
Vail, CO 81657
Phone: (303) 733-4949
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